Underwriting Job

Underwriting Job

Underwriting Job

Click here to read Part 1 of this 2 part series

Ethnicity

Sometimes found on loan or credit card applications in a section labeled “optional”. This information is for government recording purposes under the (ECOA) Equal Credit Opportunity Act.

Nationality

What’s important to know here is that credit history from other countries does not transfer with the applicant when they migrate to a new country and they will have to start building credit all over again from scratch.